3. When the machine goes out of service
After you must have waited for long on the queue, the machine could decide to misbehave just then and go out of service. It is usually more painful when you have one or two people in front of you when this happens. If the service is not restores immediately, that means you have to go to some other bank where the struggle would begin again.
4. When the person in front of you has five ATM cards
This is another form of frustration; imagine being on the queue for hours only to have the person in front of you bringing out five cards.
This means you have to wait for as long as possible before you finally have the chance to use the machine. The annoying part is most of these people are slow and would take eternity trying to figure out how to use the machine.
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