4. Bernie Kosar
You may have to live in northeast Ohio or be a fan of the Cleveland Browns to understand why Bernie Kosar comes in so high on this list. Seen as royalty among many within the Cleveland faithful, Kosar is not even the greatest quarterback in the history of the Browns let alone an all-time great who will ever sniff being inducted into the Hall of Fame. Kosar never played in a Super Bowl while with the Browns, and he was outplayed in multiple conference championship games. Retain the memories all you want, Cleveland fans, but do not deny that Kosar is grossly overrated.
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