Borrowing: Some people just can’t do without borrowing. There may be times when taking on debt is unavoidable but making it your life duty to always take on one everytime without looking for another way to manage the situation without borrowing would only help in making you poorer. Learn to live within your means. By all means, avoid buying things on credit. If what you is only garri and groundnut, stick to it and let the friedrice or chicken and chips at KFC rest.
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