7. Get a Part-Time Job
Again, the most effective debt management strategies are the simplest. There’s an old adage in the world of personal finance: if you’re having trouble keeping up, you have only two options. You can reduce your spending, or increase your income. Taking on a part-time job on the side will go a long way towards easing your financial strain, and another added bonus is that you’ll be filling your time by making money rather than spending it.
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