8 ways to get out of debt immediately.. (Must See)

4. Debt Consolidation
A debt consolidation loan can be a good alternative for people struggling with heavy debt loads who want to protect their credit ratings to the greatest possible degree. In essence, a consolidation loan forwards you the money to pay off all your creditors in full, essentially amalgamating all your debt into a single, fixed-interest financial product. There are risks and downsides, though; not everyone will qualify, and terms and conditions can be restrictive.

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