10 reasons why MMM is dying and will soon be dead

3. Because the scheme is not a business, they simply share members’ contributions among themselves. The total funds cannot and doesn’t increase.

4. In the case of MMM Nigeria, the scheme has shared the monies of later joiners to other people. Predictably, no sensible person is willing to PH again.

5. There’s no central accounts and there’s NO way to know how liquid the scheme is.